Starting 2018 off right…With a budget

If you’re like me, the last thing you probably want to do after the holidays is start a budget. Between the shopping, travel, family obligations, and work in between, most of us fortunate enough to have a few days off wanted to spend that time relaxing. You can add me to that list. Why in the world would I want to miss the opportunity to finally catch up on my favorite shows by crunching numbers? Ugh! However, I began to think: I’m about to become a homeowner. While I do have current expenses, I can no longer call up property management to fix my

broken washer or replace the heating and air unit. That responsibility will soon be on me and will come directly out of my wallet. Of course I already knew this. Anyone that’s in the process of buying their first home or are already homeowners know just how expensive it can be. But sometimes the best way to get yourself in gear financially is to really take a moment to look at the cold, hard facts. That’s very similar to what budgeting is. We know we have to pay rent, mortgage, gas, groceries, etc. every month, but when you actually write everything down, that’s when reality hits: I need to get it together! Continue reading Starting 2018 off right…With a budget